Terms of Use
Effective Date: December 12, 2025
1. Acceptance of Terms
By accessing and using the Texas Credit Outlaws website and services, you accept and agree to be bound by the terms and provision of this agreement.
2. Consulting Services Disclaimer
Our services focus on challenging inaccurate, unverifiable, or obsolete information on consumer credit reports pursuant to the Fair Credit Reporting Act (FCRA).
3. No Guarantees
While we have a strong track record of success, credit outcomes depend on numerous factors including your unique financial history and creditor responses. We do not guarantee specific score increases or funding approvals. Any case studies or testimonials presented are for illustrative purposes typically achieved by our most committed clients.
4. User Responsibilities
To ensure the success of our consulting strategies, you agree to:
- Provide accurate and complete information about your financial history.
- Forward all correspondence from credit bureaus and creditors to us immediately.
- Refrain from applying for new credit during the optimization process unless advised otherwise.
5. Intellectual Property
All content, strategies, tools, and branding (including the "Texas Credit Outlaws" name and logo) are the exclusive property of Texas Credit Outlaws. You may not reproduce or distribute our proprietary disputes methods or educational materials.